Growth Loan

The most founder favouring terms out there

Gilion loan products are currently not available to any businesses located outside Sweden, Demark, Germany and Finland, the Netherlands & UK.

Gilion loan products are currently not available to businesses outside of Sweden, Denmark, Germany, and Finland.

Growth Loan

The most founder favouring terms out there

The growth journey of startups is unique and often unpredictable, introducing risk.

At Gilion, we leverage AI models, credit expertise, and real-time growth data to assess startup risks and offer the most founder-friendly, non-dilutive financing on the market.

Unmatched understanding

Our models have analysed thousands of startups

Our platform evaluates your company and forecasts potential growth scenarios. Since launch we have analysed thousands of growing startups in Europe, so when you come to us you will get understood a lot faster.

Compare our key terms

The lowest cost of capital for entrepeneurs

We offer flexible financing ranging from EUR 500K to EUR 5M. While we provide tailored offers upon reviewing your application, here’s an estimate of what a loan from Gilion could look like compared to other funders in the market.

Your ARR (Anually Recurring Revenue)

€250,000

Gilion Growth Loan

Loan Amount

€200,000 - €250,000

Total cost of capital (IRR): 10-15%

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Terms

– No equity kickers or warrants

– Loan length of 4 - 6 years

– 2 years of interest only

Revenue Based Financing

Loan Amount

€50,000 - €100,000

Total cost of capital (IRR): 20-30%

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Terms

– No equity kickers or warrants

– 0 years of interest only

– Loan length of  0.5 - 1 year

Venture Debt

Loan Amount

€250,000 - €300,000

Total cost of capital (IRR): 15-20%

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Terms

– Equity kickers or/and warrants

– 0,5 - 1,5 years of interest only

– Loan length of 3 - 5 years

Built with Gilion

Our AI models have funded numerous successful companies across Europe.

More data, flowing in realtime, processed by advanced AI-models – allows for a more accurate view on risk in early stage. Read about the entrepreneurs who leveraged Gilion for their growth below.

Read all cases

Companies perfect for a Growth Loan

Primarily recurring revenue

SaaS, Consumer Subscription or tech businesses with significant recurring or predictable revenue.

Minimum ARR of €1m

Annual Recurring Revenue greater than EUR 1 million.

Profitability within 2 years

With our loan, you have the ability to turn turn cash flow positive within 24 months.

Henrik Jacobsson

Founder & CEO
HaileyHR

Read case

Meet your new devoted partner


Find a partner in your home market who matches your energy

The Gilion team is known for their energy, empathy and deep understanding of scaling startups. Entrepreneurs save years in communication when when partnering with us, as we all speak the same language.