Gilion loan products are currently not available to any businesses located outside Sweden, Demark, Germany and Finland, the Netherlands & UK.
Gilion loan products are currently not available to businesses outside of Sweden, Denmark, Germany, and Finland.
Designed for companies with predictable, repeatable cash flow cycles. We analyse your data to assess your financing needs to bridge seasonal low points, and make sure that you have sufficient cash flow to comfortably repay the loan in the high season.
You then get the ability to draw down the loan at your discretion when needed, and only start repaying once cash flows are positve again.
Seasonal cash flow patterns shouldn't limit your growth. Many startups operate on tight cash cycles, often missing out on clear growth opportunities as a result. We're here to ensure you never have to face this challenge again.
With Seasonal Credit, you can unlock capital when you need it—without unnecessary costs or rigid repayment terms.
With more data flowing in real-time and securely processed by our advanced AI models, we provide a more accurate view of risk in early-stage startups. Read about the entrepreneurs who partnered with Gilion to supercharge their growth journey.
SaaS, Consumer Subscription or tech businesses with significant recurring or predictable revenue.
Annual Recurring Revenue greater than EUR 100,000.
Seasonal cash flow patterns in your revenue.
“This has given us the flexibility to manage our working capital efficiently while maintaining full control over our company’s direction. This seasonal credit allows us to draw funds precisely when needed, ensuring optimal financial management as we continue to grow and innovate in the video technology space."
The Gilion team is known for their energy, empathy and deep understanding of scaling startups. Entrepreneurs save years in communication when when partnering with us, as we all speak the same language.