Seasonal Credit

Bridge the gaps, maximize the peaks

Seasonal Background

Gilion loan products are currently not available to any businesses located outside Sweden, Demark, Germany and Finland, the Netherlands & UK.

Seasonal Background

Gilion loan products are currently not available to businesses outside of Sweden, Denmark, Germany, and Finland.

Seasonal Credit

Bridge the gaps, maximize the peaks

Designed for companies with predictable, repeatable cash flow cycles. We analyse your data to assess your financing needs to bridge seasonal low points, and make sure that you have sufficient cash flow to comfortably repay the loan in the high season.

You then get the ability to draw down the loan at your discretion when needed, and only start repaying once cash flows are positve again.

Capital when you need it

Clear a big amount, that you can dip into when cash are tight

Seasonal cash flow patterns shouldn't limit your growth. Many startups operate on tight cash cycles, often missing out on clear growth opportunities as a result. We're here to ensure you never have to face this challenge again.

With Seasonal Credit, you can unlock capital when you need it—without unnecessary costs or rigid repayment terms.

We've funded startups of all sizes and stages

Here are some highlights

With more data flowing in real-time and securely processed by our advanced AI models, we provide a more accurate view of risk in early-stage startups. Read about the entrepreneurs who partnered with Gilion to supercharge their growth journey.

Read all cases

Companies perfect for a Seasonal Credit

Primarily recurring revenue

SaaS, Consumer Subscription or tech businesses with significant recurring or predictable revenue.

ARR of €100k+

Annual Recurring Revenue greater than EUR 100,000.

Seasonality in your cashflows

Seasonal cash flow patterns in your revenue.

Dr. Ingo Hofacker


CEO of movingimage

Read case

Meet your new devoted partner


Find a partner in your home market who matches your energy

The Gilion team is known for their energy, empathy and deep understanding of scaling startups. Entrepreneurs save years in communication when when partnering with us, as we all speak the same language.